Onward with usOnward Studios
The floor.
A budget that holds under pressure, a savings rate that grows, and debt paid down in the order that costs least.
What it is
The floor is a one-to-one session on personal money management: building a budget that survives a bad month, raising a savings rate, and sequencing debt payoff by cost rather than by size.
Who it's for
Owners whose business and household finances are the same pocket, and anyone whose plan works until the first surprise.
What you leave with
- A budget built around your actual fixed obligations, not a percentage rule
- A payoff order for existing debt, sequenced by what each one costs you
- A savings rate that starts at a number you will not abandon in month two
- The specific line items to cut first when a month goes wrong
How the session runs
Numbers on the table, no judgement. We work with the actual figures and leave with a written plan you could hand to somebody else.
Sessions are one-to-one and taught live by Joshua Gilmore. Thirty minutes is $150; a full hour is $250. There is no package, no course, and no upsell at the end — you book the time you need.
The floor.
If you're not sure this is the right discipline for what you're facing, book the consultation instead and I'll point you at the right one — or tell you it isn't me.